Introduction Life is unpredictable. For millions of low-income families in India, even a small financial shock—like the loss of a breadwinner—can push them into poverty. That’s where the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) comes in. With an annual premium of just ₹436, it offers life insurance coverage of ₹2 lakh to help families … Read more
Introduction In India, where a large section of the population is still financially vulnerable, the Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers a powerful solution—affordable accident insurance for every citizen. For just ₹20 per year, one can access accidental death and disability coverage up to ₹2 lakh. Launched in 2015 under the larger umbrella of … Read more
Introduction Launched on 28th August 2014 by Prime Minister Narendra Modi, the Pradhan Mantri Jan Dhan Yojana (PMJDY) is one of India’s most ambitious financial inclusion programs. The goal is simple yet transformative: to bring every Indian citizen—especially those in rural and underprivileged areas—into the formal banking system. This blog post is a complete guide … Read more
🏦 Introduction: A Vision for Inclusive Growth In a country where millions were historically outside the formal banking system, Pradhan Mantri Jan Dhan Yojana (PMJDY) emerged as a revolutionary step. Launched on 28th August 2014 by Prime Minister Narendra Modi, this flagship financial inclusion program aimed to provide affordable financial services—banking, savings, credit, insurance, and … Read more