Earning a steady daily income of ₹500 may sound challenging, especially for people in rural and lower-income urban areas. However, what many people don’t know is that several government schemes in India—when understood and used effectively—can help you earn that amount legally and sustainably.
In this detailed guide, we’ll walk you through the best government schemes that can help you earn ₹500 daily or more, who can apply, how to apply, and real-life examples of people using these schemes successfully.
Why Look at Government Schemes for Income?
Government schemes are not just about subsidies or handouts—they’re tools for empowerment. These schemes are designed to:
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Promote self-employment
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Provide skill development
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Offer income support
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Create livelihood opportunities
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Facilitate entrepreneurship
If you leverage them smartly, they can easily help you earn ₹500 or more every single day.
List of Govt Schemes That Can Help How to Earn ₹500 Daily
Let’s now look at the top schemes you can use to start earning:
1. MGNREGA – Mahatma Gandhi National Rural Employment Guarantee Act
One of the biggest rural employment schemes in India, MGNREGA guarantees 100 days of wage employment in a financial year.
How It Helps You Earn ₹500 Daily:
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Daily wages vary by state (₹250–₹350/day)
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Combine with other work or skill training for dual income
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Consistent work means a family can earn ₹500–₹1000/day
Eligibility:
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Any adult in rural India (18+ years)
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Must have a job card under the scheme
How to Apply:
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Visit your Gram Panchayat
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Fill the application form
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Get your MGNREGA job card
Tip: Enroll more than one family member for higher daily income.
2. PMEGP – Prime Minister’s Employment Generation Programme
Want to start your own business? PMEGP provides subsidized loans up to ₹25 lakh for manufacturing and ₹10 lakh for service units.
How It Helps You Earn ₹500 Daily:
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Open a tailoring shop, printing press, dairy, mobile repair store, etc.
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Daily earnings can range from ₹500 to ₹2000 depending on business type
Eligibility:
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Age 18+
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Minimum 8th pass
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No prior loan history required
How to Apply:
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Visit kviconline.gov.in
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Submit your business idea
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Get loan + government subsidy
Real Story: Sunita from Bihar used PMEGP to open a small flour mill and now earns ₹700/day.
3. DAY-NULM – National Urban Livelihoods Mission
This scheme provides skill development and self-employment support to the urban poor.
How It Helps You Earn ₹500 Daily:
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Offers training in retail, IT, electronics, plumbing, etc.
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After training, individuals are placed in jobs or supported with micro-business loans
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Many trained youth earn ₹500–₹1000/day in cities
Eligibility:
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Urban poor aged 18–45
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No minimum education required for many jobs
How to Apply:
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Visit your Municipal Office
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Enroll in Skill Training under DAY-NULM
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Get certified and placed
4. PM SVANidhi – Street Vendor Loan Scheme
This scheme supports street vendors and hawkers with a loan of ₹10,000, with incentives for timely repayment.
How It Helps You Earn ₹500 Daily:
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Sell vegetables, snacks, tea, mobile accessories, etc.
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Vendors earn ₹500–₹1500 per day depending on location
Eligibility:
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Must be a registered or identifiable street vendor
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Can show proof of vending (license, municipal record)
How to Apply:
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Apply through banks or Common Service Centers (CSCs)
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Submit ID and basic documentation
Tip: Pay back the first loan on time to get higher loans (₹20,000 and ₹50,000).
5. e-SHRAM Portal – Unorganized Worker Database
The e-SHRAM card is for unorganized sector workers, offering access to multiple benefit schemes including skill training and job matching.
How It Helps You Earn ₹500 Daily:
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Get priority in govt skilling schemes
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Use database to find daily wage jobs nearby
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Many listed jobs pay ₹500–₹800 per day
Eligibility:
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Age 16–59
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Not an income taxpayer
How to Apply:
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Visit eshram.gov.in
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Enter Aadhaar, mobile number
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Download your e-SHRAM card
Bonus: Eligible for accident insurance up to ₹2 lakh.
6. Skill India Mission (PMKVY – Pradhan Mantri Kaushal Vikas Yojana)
One of the flagship programs for youth empowerment, this scheme offers free job-oriented training and certification.
How It Helps You Earn ₹500 Daily:
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Learn skills in hospitality, driving, electronics, construction, IT, etc.
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Certified workers easily earn ₹15,000–₹25,000/month
Eligibility:
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Age 15–45 years
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Indian resident
How to Apply:
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Visit skillindia.gov.in
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Choose a course and center
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Complete training and get certified
7. PM Vishwakarma Yojana
Launched for traditional artisans and craftspeople like carpenters, blacksmiths, weavers, masons, etc.
How It Helps You Earn ₹500 Daily:
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Get toolkits, training, and access to loans
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Skilled artisans earn ₹500–₹1500 per day depending on services
Eligibility:
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Must belong to a Vishwakarma community/profession
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Age 18+, Aadhaar linked bank account
How to Apply:
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Apply online at pmvishwakarma.gov.in or visit CSC
8. Agniveer Scheme (Armed Forces Agnipath Recruitment)
If you’re aged between 17.5 and 21, this is a high-paying opportunity.
How to Earn ₹500 Daily-HowIt Helps You Earn ₹500 Daily:
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Monthly salary: ₹30,000–₹40,000
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Includes risk allowances and benefits
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After 4 years, a lump sum of ₹11–12 lakh is given
Eligibility:
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10th/12th pass
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Indian citizen
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Physical and medical fitness
How to Apply:
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Join Indian Army, Air Force, or Navy Agnipath portal
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Appear for exam and training
9. PM Kisan Samman Nidhi + Allied Agri Schemes
Farmers receiving ₹6,000 annually under PM-Kisan can boost daily income by combining with:
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PM Fasal Bima Yojana (crop insurance)
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PM KUSUM (solar pump subsidy)
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Agri-Infrastructure Fund
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Rural Livelihood Mission (SHG-based)
How It Helps You Earn ₹500 Daily:
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Crop sales + government incentives + SHG products
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Diversified farming leads to daily income
Eligibility:
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Landholding farmers, tenant farmers (with proof)
10. Start a Business via SHGs (Self Help Groups)
Under NRLM (National Rural Livelihoods Mission), SHGs are trained and funded to start businesses like:
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Pickle/papad making
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Organic farming
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Candle/agarbatti units
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Handicrafts
How It Helps You Earn ₹500 Daily:
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Daily sales from SHG activities
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Group-based microenterprise profits are shared
How to Join:
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Visit your Gram Panchayat
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Register with an SHG
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Apply for capacity building and funds
Tips to Maximize Earnings from Govt Schemes
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Combine schemes: Use PMKVY training with PMEGP loans.
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Family enrollment: Enroll multiple members under separate schemes.
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SHG & digital skills: Join an SHG and also learn freelancing skills under Skill India.
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Stay updated: Use apps like UMANG, DigiLocker, Jan Samarth for new scheme alerts.
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Maintain Aadhaar-linked bank account for easy benefit transfer.
Common Mistakes to Avoid
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Missing application deadlines
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Not renewing job cards or training certificates
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Taking loans but not repaying—hurts credit score
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Ignoring follow-up training or placement support
Always read scheme guidelines carefully or visit your nearest CSC (Common Service Centre) for help.
Real-Life Success Stories
Meena Devi from Rajasthan learned tailoring under PMKVY, took a ₹10,000 loan under PM SVANidhi, and now stitches uniforms for schools—earning ₹600–₹800 daily.
Ramesh Kumar from Odisha worked under MGNREGA during the off-season and attended a DAY-NULM skill camp. Now, he works as an electrician in Bhubaneswar and makes ₹16,000/month.
Government Websites to Explore for Income Schemes
Here’s a list of official websites you can use to verify and apply:
FAQs – How to Earn ₹500 Daily from Govt Schemes
Q1. Can women apply for these schemes?
Yes, many schemes like NRLM, Skill India, PMEGP have special provisions for women.
Q2. What documents are required?
Usually: Aadhaar, bank passbook, photo, proof of residence, and income.
Q3. Can I apply for multiple schemes?
Yes, but make sure they do not conflict in eligibility criteria.
Q4. Is there any age limit?
Each scheme has its own. MGNREGA (18+), PMEGP (18+), PMJJBY (18–50), etc.
Q5. What is the role of CSCs?
Common Service Centers help people enroll, fill forms, and track scheme status.
Conclusion
Earning ₹500 daily through government schemes is not only possible but very practical if you:
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Use the right combination of schemes
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Stay proactive in enrollment and training
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Understand your eligibility
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Seek support through local SHGs or CSCs
Don’t let these opportunities pass you by. The government has made it easier than ever to support self-reliance, income generation, and entrepreneurship.
Start small, stay consistent, and you’ll be earning ₹500–₹1000/day before you know it.
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